Financial Services Development Project
In the first seven months of 2025, the Central Bank issued licenses to 939 post offices for the provision of banking and financial services.
During the same period, through the Automated Corporate Information System (ACIS), a total of 394,829 money transfers amounting to 41,042,452 AZN were carried out across the country, including Nakhchivan, without account opening.
In international systems (Western Union, Zolotaya Korona, Contact, UPT, Granat), the total volume of money transfer operations reached 230,768,388 AZN, while revenues from service fees amounted to 1,027,650 AZN.
In the first seven months of 2025, Azerpost LLC issued 74,205 payment cards for customer use. The total number of active Azerpost payment cards currently stands at 360,334.
During the same period, a total of AZN 192,472,177 in transactions was processed through Azerpost ATMs and POS terminals, including AZN 3,537,793.69 via the SmartPay.az platform.
Azerpost cards facilitated AZN 178,696,712 in cash withdrawals, AZN 3,551,360 in non-cash transactions, and AZN 17,836,814 in e-commerce operations.
Since 2025, Azerpost has started issuing premium cards, including VISA Infinite and VISA Platinum, and has joined the VISA Concierge service.
Mobile payment terminals have enabled citizens, especially in regional areas, to make payments from their homes or offices without visiting post offices. During the reporting period, these terminals processed payments totaling AZN 817,877.
As of now, Azerpost LLC’s service network includes 85 ATMs, 170 cash-out terminals, 997 POS-retail terminals, 148 mobile POS terminals, 73 e-commerce virtual terminals, 52 mobile payment acceptance terminals, and 20 payment kiosks.
ATM installations have been completed in Gusar, Guba, Siyazan, Neftchala, Beylagan, Aghjabadi, Gadabay, Oghuz, and Goygol customer service departments. In Baku, routine maintenance was performed at post offices No. 3, 7, 25, 26, 27, 34, 40, 47, 75, 92, 106, 113, 119, 120, 121, 132, and 133. Major renovations were carried out in the administrative buildings of the Goranboy and Shamakhi regional postal facilities.
In Kalbajar city, a container has been installed for the post office, and interior renovation work has been completed.
Postomats have been configured and made operational at “Bravo” Babek, “Bravo” Oasis, “Bravo Chocolate”, in Sharur HCC, and the Flame Tower Fairmont Baku.
At Baku post offices, regional post branches , and customer service departments connected via GPON technology, 142 new NGFW “Fortigate” 40F devices have been installed, with “USB dongle” devices added at central post offices for 4G backup connectivity.
To optimize communications across Baku and regional post offices, 425 post offices have been equipped with new ADSL/GPON connections.
In the new administrative building of the Shusha Post Branch, “Cisco” 2960X-48 and “Fortigate” FG-40F devices have been configured, connected, and integrated into the network, along with nine computers.
Integration of “Postcargo” login and registration with “Digital Login” via the “ASAN Login” (Unified Identification System) has been completed.
Test deliveries from “Temu Marketplace” to Azerbaijan have begun. Discussions on tariffs have been concluded, and the contract with the partner has been finalized.